OverviewChainsCuratorsVaultsMarketsAssetsMethodology

Chains

Morpho across 12 chains · active loans $3.43B · borrow interest $160.11M annualized

Largest Active Loans
$1.8B · 53.7% of Morpho-wide
Fastest Active-Loans Growth
+274.0% over 30d
Highest Borrow Interest
$82.9M annualized
Highest NIM
294 bps spread
Most Concentrated Collateral
100% BTC
Highest Utilization
85.2% loans ÷ deposits

Morpho Active Loans by Chain

Active loans across chains over 24 months. Top chain: Ethereum at $1.84B (53.7%)

Ethereum
Base
HyperEVM
Monad
Katana
Arbitrum
Stable
Worldchain
Other

Chain Structural Identity

How each chain's collateral composes. Which asset classes back lending where

ChainSTABLELSTLRTBTCETHRWAOTHER
Ethereum26%26%0%37%0%0%11%
Base0%1%0%89%5%0%5%
HyperEVM0%·0%2%··98%
Monad27%32%·16%0%·25%
Katana6%22%·56%··16%
Arbitrum41%39%0%13%6%·1%
Stable13%··71%··16%
Worldchain0%··40%38%·22%
OP Mainnet1%2%·95%1%··
Polygon0%0%·65%10%·24%
Unichain47%39%·5%8%·0%
Tempo0%··100%···

Chain Economics

Where Morpho's economic activity concentrates by chain

ChainActive LoansBorrow InterestNIMCurator FeesUtilizationActive Loans 30d Δ
Ethereum$1.84B$82.86M72 bps$1.4M35.8%-1.1%
Base$1.32B$60.13M56 bps$3.69M35.0%+0.3%
HyperEVM$105.79M$10.02M93 bps$752.65K28.8%-1.6%
Monad$57.6M$2.92M66 bps$280.1238.3%-51.5%
Katana$51.4M$2.22M70 bps$206.61K37.7%-23.7%
Arbitrum$23.05M$1.07M65 bps$35.93K39.5%-39.5%
Stable$13.37M$432.86K48 bps$085.2%+274.0%
Worldchain$6.12M$219.47K273 bps$18.18K17.9%-19.1%
OP Mainnet$3.42M$101.23K69 bps$9.61K33.4%-44.9%
Polygon$1.56M$68.04K294 bps$4.17K19.6%-13.5%
Unichain$1.01M$59.31K276 bps$4.3K32.4%-23.4%
Tempo$1.93K$1.68 bps$00.1%N/A

Curator Presence Across Chains

Top 10 curators by global TVL × top 8 chains by active loans · cells are TVL

CuratorEthereumBaseHyperEVMMonadKatanaArbitrumStableWorldchain
Steakhouse Financial$413.53M$626.81M·$2.55M$24.95M$2.7M·$1.04
Gauntlet$216.77M$453.25M$2.67M·$17.13M$4.37M$1·
Sentora$289.91M·······
Felix··$84.85M·····
Yearn$21.45M$4.05M··$17.77M$34.33K··
Pangolins·$27.91M······
Hakutora$27.6M·······
Anthias Labs·$18.57M······
Clearstar$10.41M$3.33M··$9.56K$64.41K··
MEV Capital$8.2M$52.58K$769.89K·····

All Chains

Click any row to open that chain's detail page.

ChainActive Loans30d ΔBorrow InterestNIMUtilizationCurator FeesTotal DepositsTVL# Markets12mo Δ pp
Ethereum$1.84B-1.1%$82.86M72 bps35.8%$1.4M$5.14B$3.3B378+5.7
Base$1.32B+0.3%$60.13M56 bps35.0%$3.69M$3.78B$2.45B145+28.9
HyperEVM$105.79M-1.6%$10.02M93 bps28.8%$752.65K$366.85M$261.06M80+7.3
Monad$57.6M-51.5%$2.92M66 bps38.3%$280.12$150.5M$92.9M56N/A
Katana$51.4M-23.7%$2.22M70 bps37.7%$206.61K$136.17M$84.77M44N/A
Arbitrum$23.05M-39.5%$1.07M65 bps39.5%$35.93K$58.39M$35.35M52+6.0
Stable$13.37M+274.0%$432.86K48 bps85.2%$0$15.69M$2.32M8N/A
Worldchain$6.12M-19.1%$219.47K273 bps17.9%$18.18K$34.14M$28.02M20-3.0
OP Mainnet$3.42M-44.9%$101.23K69 bps33.4%$9.61K$10.22M$6.8M7+2.0
Polygon$1.56M-13.5%$68.04K294 bps19.6%$4.17K$7.97M$6.41M318-18.3
Unichain$1.01M-23.4%$59.31K276 bps32.4%$4.3K$3.12M$2.11M31+11.7
Tempo$1.93KN/A$1.68 bps0.1%$0$2.01M$2.01M9N/A

Sorted by active loans · TVL & 12mo Δ pp kept for sector compatibility

Methodology

This dashboard analyzes Morpho the way a credit analyst would analyze a bank. Leading with active loans (the earning assets), borrow interest flows (income), and net interest margin (spread). TVL is shown where useful for sector comparison but is not the primary metric. Framing per Stani Kulechov, Aave founder, late 2025.

Sources: Morpho GraphQL market & vault state (snapshotted daily into Neon), DefiLlama per-protocol per-chain TVL for the lending-sector denominator, and DefiLlama yields for Aave V3 comparison rates. APYs are clamped below 100% to neutralize bad-oracle and dust-market outliers.

Updated every 15 minutes from the latest daily snapshot (as of 2026-06-10). Full metric definitions and caveats live at /methodology.

Cite this page

Datum Labs. (2026). Morpho Research Terminal: Chains. Loan book. Retrieved June 10, 2026 from /chains.

Data as of 2026-06-10 14:00 UTC·Source: Morpho GraphQL market/vault state + DefiLlama per-chain TVL·Full methodology: /methodology